"要聪明地行动不仅仅需要智力。"

Simplified Meaning:

Being smart isn't enough to make good decisions; you also need wisdom and experience. Think about a student who is great at solving math problems but struggles to understand how to manage their money in real life. Even though they have high intelligence, they lack the practical knowledge needed for everyday decisions. For example, if you want to invest your money wisely, it’s not just about knowing numbers; you also need to understand the market, learn from past mistakes, and sometimes take advice from others. This means someone can be highly intelligent but still make poor choices without applying their knowledge in the right way. To act wisely, you need a combination of knowledge, experience, and good judgment. This approach helps you to make better decisions in life, whether in personal relationships, work, or any other area.