“We got to have money. Lots of money. In fact, I like to think of it as fuck you money, because that's exactly what you say when somebody tells you to do what you don't want to do”

Simplified Meaning:

The quote is talking about the importance of having a lot of money so you can have freedom and independence. Having "fuck you money" means you are not forced to do things you don’t like just because you need the paycheck. For example, if you strongly dislike your job, but you have saved up a significant amount of money, you can quit without worrying about your financial security. This kind of financial freedom lets you make choices that make you happy, without being controlled by someone else’s demands or expectations. Imagine a situation where your boss asks you to work over the weekend, but you already have plans with your family. If you have plenty of money saved, you can refuse the request without worrying about losing your job, because you know you'll be okay even if you quit. This level of independence allows you to prioritize your own happiness and well-being over pleasing others or fulfilling unwanted obligations. In summary, the quote emphasizes the power that financial security gives you to live life on your own terms, achieving a state where you can easily say no to things that don’t align with your values or desires.