"银行是一个在晴天把雨伞借给你,而在开始下雨时向你要回来的地方。"
— Robert Frost
Simplified Meaning:
Banks tend to be very helpful when things are going well for you. For example, if you have a steady job and good income, they have no problem giving you a loan. It's similar to giving you an umbrella when the sun is shining and rain is nowhere in sight. However, when tough times hit, like losing your job or facing financial difficulties, banks can become less supportive. They may demand you pay back the loan quickly or take away that "umbrella" they previously lent you. For instance, during economic downturns, people often find it harder to get financial help from banks. This idea shows that banks are more willing to help when you don't urgently need it, but they can pull back their support exactly when you need it the most. So, it's wise to be cautious and not entirely rely on them for support during tough times.